Inklusivisme Maqâsid Syarî’ah Menuju Pembangunan Berkelanjutan Bank Syariah di Indonesia
DOI:
https://doi.org/10.21111/tsaqafah.v12i1.375Keywords:
Abstract
This paper review to assess the performance of Islamic Bank of Devisa on syarî’ah maqâsid index and its inclusive contribution to sustainable development of Islamic Bank in Indonesia. This paper was an exploratory study with survey eksperience, using the analysis of secondary datas and the pilot studies of the population of Islamic Bank in Indonesia with sample of Islamic Bank of Devisa, such as Bank Muamalat Indonesia, BNI Syariah, Bank Syariah Mandiri, and Bank Syariah Mega Indonesia. Research lowered concept of maqâsid syarî’ah index into three main dimensions; individual education, establishing justice and the public interest. The results showed the syarî’ah maqâsid index of Islamic Bank of Devisa in 2012-2014; Bank Muamalat Indonesia scored of 24,9209, Bank Syariah Mandiri scored of 25.4773, Bank Negara Indonesia Syariah scored of 25.6511 and Bank Mega Syariah Indonesia scored of 16.5110. The inclusive contribution of maqâṣid syarî’ah to sustainable development Islamic Bank in Indonesia is an attempt to reduce the lack of access to financial services, such as providing access to the community and a focus on risk sharing and redistribution of wealth. Islamic financial innovation needed to provide appropriate products and financial services for the community to increase their income and social welfare. Their access to financial services for the sustainability of economic, environmental and religious order Islamic Bank can contribute to the public and become a leading industry in achieving the highest aim of sharia-focused and oriented to the survival of human, natural, economic resources creative, and all aspects of life.Downloads
References
Abu Zahrah, Muhammad. 1958. Uṣûl al-Fiqh. Beirut: Dâr al-Fikri al-‘Arabiy.
Ahmed, Khurshid. 1976. Economic Development in an Islamic Framework, Studies Islamic Economics. Jeddah: King Abdul Aziz University.
Alamsyah, Halim. 2012. “Perkembangan dan Prospek Perbankan Syariah Indonesia: Tantangan dalam Menyongsong MEA 2015”, Paper dalam Milad ke-8 Ikatan Ahli Ekonomi Islam, Jakarta, 13 April 2012.
Antonio, Muhammad Syafii., Sanrego, Yulizar D., Taufiq, Muhammad. 2012. “An Analysis of Islamic Banking Performance: Maqashid Index Implementation in Indonesia and Jordania”, Journal of Islamic Finance, Vol. 1 No. 1. Malaysia: Institute of Islamic Banking and Finance.
Bedoui, Housesemeddine., Walid, Mansour. 2013. “Islamic Bank Performance and Maqashid al Shariah”, Makalah disampaikan pada 9th Asia-Pasific Economics Association Conferenc, di Osaka, Jepang, 27-28 Juli 2013.
Bonin, John P. Hasan, Iftekhar., Watchtel, Paul. 2004. “Bank Performance, Efficiency and Ownership in Transition Countries”, BOFIT Discussion Paper, N0. 7. Finlandia: Bank of Finland BOFIT-Institute fot Economics in Transition.
Chapra, M. Umer., Ahmed, Habib. 2008. Corporate Governance Lembaga Keuangan Syariah, Terj. Ikhwan Abidin Basri. Jakarta: Bumi Aksara.
Chapra, Umer. 1993. Islam and Economic Development. Islamabad: The International Institute of Islamic Thought.
Chapra, Umer. 2001. The Future of Economics: An Islamic Perspective. Leicester, United Kingdom: The Islamic Foundations.
Fasy, ‘Allal. 1993. Maqâṣid al-Syarî’ah al-islâmiyyah wa Makârimuhâ. T.K: Dâr al-Garb al-Islâmiy, 5th ed.
Fauzi, A. 2004. Ekonomi Sumber Daya Alam dan Lingkungan: Teori dan Aplikasi. Jakarta: Gramedia Pustaka Utama.
Fauzi, A. 2004. Ekonomi Sumber Daya Alam dan Lingkungan: Teori dan Aplikasi. Jakarta: Gramedia Pustaka Utama.
Fazlurrahman, 1984. Islam. Bandung: Penerbit Pustaka.
Heal, G. 1998. Valuing the Future: Economic Theory and Sustainability. New York: Columbia University Press.
Hussain, Mostaque., Hoque, Zahirul. 2002. “Understanding Non-Financial Performance Measurement Practices In Japanese Banks”, Accounting, Auditing & Accountability Journal, Vol. 15, No. 2. Bradford United Kingdom: MCB University Press Ltd.
Ibnu ‘Asyur, Muhammad Thahir. 2000. Maqâṣid al-Syarî’ah al-Islâmiyyah. Yordania: Dâr al-Nafâis.
Iqbal, Munawar. Ahmad, Ausaf. Khan, Tariqullah. 1998. Challenges Facing Islamic Banking, Occasional Paper No. 1, Firth Edition. Jeddah: Islamic Research and Training Institute Islamic Development Bank.
Iqbal, Zamir., Mirakhor, Abbas. 2008. Pengantar Keuangan Islam: Teori dan Praktik. Terj. A.K. Anwar. Jakarta: Prenada Media Group.
Al-Jauziyah, Ibnu Qayyim. 1973. I’lam al-Muwaqqi’în ‘an Rabb al-‘Ạlamîn, Editor: Thaha Abdur Rauf Sa’d. Beirut: Dâr al-Jail.
Jaya, Asafri. 1996. Konsep Maqashid al-Syari'ah menurut al-Syathibi. Jakarta: Raja Grafindo Persada.
Kuppusamy, Mudiarasan., Saleha, Ali Salman., Samudhram, Ananda. 2010. “Measurement of Islamic Banks Performance Using a Shariah Conformity and Profitablity Model”, Review of Islamic Economics, Vol. 13, No. 2. Leicester: Kube Publishing Ltd Islamic Foundation.
M.A., Mannan. 1980. The Objective of Islamic Banks. Ins Thought of Islamic Banks. Dhaka, Bangladesh.
Otoritas Jasa Keuangan Republik Indonesia (OJK RI). 2015. Statistik Perbankan Syariah.
Salim, Emil. 1990. Konsep Pembangunan Berkelanjutan. Jakarta: Gramedia.
Seçme, N. Y., Bayrakdaroğlu, A., Kahraman, C. 2009. “Fuzzy Performance Evaluation In Turkish Banking Sector Using Analytic Hirerarchy Process And Topsis”, Journal Expert System with Applications, Vol. 36, No. 9. England: Pergamon Elsevier Science Ltd.
Shahul, H.M.I. 2001. “Different Worldview Needs Different Accounting”, Paper presented at IIUM International Conference of Accounting I, Kota Bahru, Kelantan, Malaysia.
Shidiq, Ghofar. 2009. “Teori Maqashid al-Syari'ah dalam Hukum Islam”, Sultan Agung, Vol. XLIV, No. 118 Juni – Agustus 2009. Semarang: Universitas Sultan Agung.
Siddiqui, S.H. 2001. “Islamic Banking: True Models of Financing”, New Horizon, Vol. 109, 2001. London: New Horizon.
Sutamihardja. 2004. Perubahan Lingkungan Global; Program Studi Pengelolaan Sumber Daya Alam dan Lingkungan. Bogor: Sekolah Pascasarjana IPB.
Swasono, Sri Edi. 2010. Ekspose Ekonomika Mewaspadai Globalisasi dan Pasar Bebas, Cetakan Kelima. Yogyakarta: Pusat Studi Ekonomi Pancasila UGM.
Yubi, Muhammad Saad. 1998. Maqâṣid al-Syarî’ah al-Islâmiyyah wa ‘Alaqatuhâ bi al-Adillah al-Syar’iyyah. KSA: Dar al-Hijrah li Nasyr wa al-Tauzî’, Cetakan 1.
Yuwono, Sony. et al., 2004. Petunjuk Praktis Penyusunan Balance Scorecard Menuju Organisasi yang Berfokus pada Strategi. Jakarta: PT Gramedia Pustaka Utama.
Al-Zuhaili, Wahbah. 1986. al-Fiqh al-Islâmi wa Adillatuhu. Beirut: Dâr al-Fikr.
Downloads
Submitted
Published
Issue
Section
License
The author whose published manuscript approved the following provisions:
- The right of publication of all material published in the journal / published in the Tsaqafah is held by the editorial board with the knowledge of the author (moral rights remain the author of the script).
- The formal legal provisions for access to digital articles of this electronic journal are subject to the terms of the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License (CC BY-NC-SA 4.0), which means that Tsaqafah reserves the right to save, transmit media or format, Database), maintain, and publish articles without requesting permission from the Author as long as it keeps the Author's name as the owner of Copyright.
- Printed and electronic published manuscripts are open access for educational, research and library purposes. In addition to these objectives, the editorial board shall not be liable for violations of copyright law.
- It is a serious offense for anyone to publish any article of Tsaqafah without permission.
