Penggunaan BUKU dan Kepemilikan dalam Menganalisis Efisiensi Perbankan di Indonesia

Bintang Andhyka, Chaerani Nisa, Bambang Puwoko
DOI: http://dx.doi.org/10.21111/tijarah.v3i2.1587

Abstract

In December 2016, there are 116 commercial banks in Indonesia. Those banks
are divided into few categories. Two of them are commercial banks based on
business activity (BUKU) and based on ownership. This research analyzes all
commercial banks that operates between 2012 and 2016 and divide them into
two categories mention before. The aim of the research is to find out efficiency
score using SFA method based on those two categories. The result show
that banks in BUKU 3 have the highest efficiency score, followed by BUKU 1,
BUKU 4 and BUKU 2. Meanwhile, on ownership category, state owned enterprise
banks have the highest score. It then followed by foreign banks, private
.banks, municipal banks and the last one mix ownership banks

Keywords

SFA, Efficiency, Csommercial Bank

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