Penggunaan BUKU dan Kepemilikan dalam Menganalisis Efisiensi Perbankan di Indonesia

Authors

  • Bintang Andhyka Universitas Pancasila
  • Chaerani Nisa Universitas Pancasila
  • Bambang Puwoko Universitas Pancasila

DOI:

https://doi.org/10.21111/tijarah.v3i2.1587

Keywords:

SFA, Efficiency, Csommercial Bank

Abstract

In December 2016, there are 116 commercial banks in Indonesia. Those banksare divided into few categories. Two of them are commercial banks based onbusiness activity (BUKU) and based on ownership. This research analyzes allcommercial banks that operates between 2012 and 2016 and divide them intotwo categories mention before. The aim of the research is to find out efficiencyscore using SFA method based on those two categories. The result showthat banks in BUKU 3 have the highest efficiency score, followed by BUKU 1,BUKU 4 and BUKU 2. Meanwhile, on ownership category, state owned enterprisebanks have the highest score. It then followed by foreign banks, private.banks, municipal banks and the last one mix ownership banks

References

Berger, A. N., dan Mester, L. J. (1997). Inside the black box: What

explains differences in the efficiencies of financial institutions? Journal

of Banking and Finance, 21(7), 895–947. http://doi.org/10.1016/

S0378-4266(97)00010-1

Delis, M. D., Koutsomanoli-Filippaki, A., Staikouras, C., dan Gerogiannaki,

K. (2009). Evaluating Cost and Profit Efficiency: A Comparison of

Parametric and Nonparametric Methodologies. Applied Financial

Economies, 19(9), 191–202.

Dong, Y., Hamilton, R., dan Tippett, M. (2014). Cost efficiency of the

Chinese banking sector: A comparison of stochastic frontier analysis

and data envelopment analysis. Economic Modelling, 36(January),

–308. http://doi.org/10.1016/j.econmod.2013.09.042

Ferrier, G. D., dan Lovell, C. A. K. (1990). Measuring Cost Efficiency

in Banking: Economic and Linear Programming Evidence. Journal of

Econometrics, 46, 229–245.

Fiorentino, E., dan Karmann, A. (2006). The cost efficiency of German

banks : a comparison of SFA and DEA (Series 2: Banking and

Financial Studies No. 10).

Goldberg, L. (2013). The Efficiency of Danish Banks Before and During

The Crisis: A Comparison of DEA and SFA. Danmarks Nationalbank

Working Papers (Vol. 87).

Hartono, E. (2009). Analisis Efisiensi Biaya Industri Perbankan Indonesia

Dengan Stochastic Frontier Analysis (Studi Pada Perbankan yang

Terdaftar di Bursa Efek Indonesia Periode 2004 -2007).

Istuningsih, D. M. (2015). Analisis Perbandingan Nilai Efisiensi Bank di

Indonesia dengan Stochastic Frontier Analysis (SFA). Universitas

Diponegoro.

Muharam, H., dan Pusvitasari, R. (2007). Analisis Perbandingan Efisiensi

Bank Syariah di Indonesia Dengan Metode Data Envelopment

Analysis (periode Tahun 2005). Jurnal Ekonomi Dan Bisnis Islam,

II(3), 80–116.

Muliaman D. H., Santoso, W., Dhaniel, I. E. M. (2003). Analisis Efisiensiand

future. Journal of Banking and Finance, 17(2–3), 221–249. http://

doi.org/10.1016/0378-4266(93)90030-H

Industri Perbankan Indonesia: Penggunaan Metode Non Parametrik Data

Envelopment Analsysis. Jakarta.

Noviandry, F., dan Ghofar, A. (2017). Kepemilikan Asing, Mekanisme

Corporate Governance dan Efisiensi Teknis Industri Perbankan di

Indonesia. Jurnal Ilmiah Mahasiswa FEB Universitas Brawijaya, 4(2).

Paramita, D. P. R. (2008). Efisiensi Bank Perkreditan Rakyat (BPR) di

Indonesia: Pendekatan Stochastic Frontier Analysis (SFA) dan Data

Envelopment Analysis (DEA). Institut Pertanian Bogor.

Wahab, A., Hosen, N. M., dan Muhari, S. (2014). Komparasi Efisiensi

Teknis Bank Umum Konvensional (BUK) Dan Bank Umum Syariah

(BUS) Di Indonesia Dengan Metode Data Envelopment Analysis

(DEA). Al-Iqtishad: Vol. VI No. 2, 179–194.

Downloads

Published

2017-12-01

How to Cite

Andhyka, B., Nisa, C., & Puwoko, B. (2017). Penggunaan BUKU dan Kepemilikan dalam Menganalisis Efisiensi Perbankan di Indonesia. Al Tijarah, 3(2), 1–22. https://doi.org/10.21111/tijarah.v3i2.1587

Issue

Vol. 3 No. 2 (2017): Al Tijarah | December

Section

Articles

License

The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright of the article shall be assigned to Al Tijarah journal and Departement of Management, Faculty of Economics and Management, University of Darussalam as publisher of the journal.