The Role of Bank NTB Syariah in Supporting the Halal Industry in West Nusa Tenggara

Authors

  • Lathifah Sholatiah Universitas Islam Negeri Sunan Kalijaga
  • M. Farkhan Fauzi UIN Sunan Kalijaga

DOI:

https://doi.org/10.21111/ijtihad.v19i2.14947

Keywords:

Sharia Bank, NTB Sharia, Halal Industry

Abstract

This research aims to analyze the role of Bank NTB Syariah in supporting the development of the halal industry in West Nusa Tenggara (NTB). As a province with great potential in the halal tourism and MSME sectors, NTB needs systemic support from Islamic financial institutions to optimize its economic growth. This is relevant to government policies, such as the Halal Product Assurance Law No. 33 of 2014 and the Halal Industry Master Plan 2023–2029. Where Sharia Financial Institutions are expected to be strategic partners in realizing these regulations. The method used in this study is a qualitative method with primary data sources from observations and interviews, and is supported by various researches, scientific journal articles, policy reports, and official documents related to the Role of Bank NTB in Supporting the Halal Industry in NTB. The results of this study show that Bank NTB Syariah has contributed significantly to supporting the halal industry in NTB, especially through MSME financing and collaboration with stakeholders. However, further efforts are needed to improve halal certification education, expand service networks, and strengthen supporting infrastructure. Recommendations that can be submitted from the results of this research include the implementation of training and workshops to increase business actors' understanding of halal certification and the development of more innovative banking products.

References

Amaroh, Siti. “Penilaian Kinerja Sosial Berbasis Maqasid Syariah Pada Bank Umum Syariah Hasil Konversi Di Indonesia.” MALIA: Journal of Islamic Banking and Finance 2, no. 1 (2018): 17. https://doi.org/10.21043/malia.v2i1.4757.

Anshori, Abdul Ghofur. “Sejarah Perkembangan Hukum Perbankan Syariah Di Indonesia Dan Implikasinya Bagi Praktik Perbankan Nasional.” La_Riba 2, no. 2 (2008): 159–72. https://doi.org/10.20885/lariba.vol2.iss2.art1.

Baharuddin, Zamarkasyi. “Perkembangan Bisnis Hotel Syariah Di Indonesia (Studi Kasus Pengembangan Hotel Syariah Di Lombok).” Jurnal Al-Adl 1, no. 1 (2018): 18.

Bustamil, Bustamil, and Nurwahidin Nurwahidin. “Analisis Perbandingan Kinerja Keuangan Perbankan Sebelum Dan Sesudah Melakukan Proses Konversi (Study Kasus Pada Bank NTB Syariah).” Jurnal Ilmiah Ekonomi Islam 9, no. 2 (2023): 1667. https://doi.org/10.29040/jiei.v9i2.8463.

Dr. Basaria Nainggolan, M.Ag. Perbankan Syariah Di Indonesia. I. Depok: PT. Rajagrafindo Persada, 2016.

Fitria, Tira Nur. “Perkembangan Bank Syariah Di Indonesia Tira Nur Fitria STIE AAS Surakarta.” Jurnal Ilmiah Ekonomi Islam 1, no. 2 (2015): 75–87.

Ghani, Bhahari Abdul. Analisis Komparatif Kinerja Keuangan Bank Ntb Syariah Sebelum Dan Sesudah Konversi. Angewandte Chemie International Edition, 6(11), 951–952., 2014.

Halal, UU Jaminan Produk. Undang Undang No 33 Tahun 2014 Jaminan Produk Halal, n.d.

Hidayatullah, Muhammad Syarif. “Membumikan Ekonomi Syariah Di Indonesia (Sebuah Upaya Memasyarakatkan Ekonomi Syariah Dan Mensyariahkan Ekonomi Masyarakat).” Ijtihad : Jurnal Hukum Dan Ekonomi Islam 14, no. 2 (2020): 177–208. https://doi.org/10.21111/ijtihad.v14i2.4619.

IKP, Bidang. “Kolaborasi Bank NTB Syariah, Kadisdag: NTB Mall Hadiri Indonesia Halal Expo Di Brunei Darussalam.” Jumat 28 Juni, 2024. https://ntbprov.go.id/post/kolaborasi-bank-ntb-syariah-kadisdag-ntb-mall-hadiri-indonesia-halal-expo-di-brunei-darussalam.

Khaerunnisa, Baiq Rodia. “Peran Bank Ntb Syariah Dalam Pengembangan Umkm Tanjung Bias Di Desa Senteluk Kecamatan Batulayar Kabupaten Lombok Barat.” Skripsi 15, no. 1 (2024): 37–48.

KNEKS. “Master Plan Industri Halal Indonesia Executive Summary,” 2023.

———. “Potensi Besar NTB Untuk Pengembangan Ekonomi Syariah Dan Industri Halal.” 06 September, September 2019. https://kneks.go.id/berita/120/potensi-besar-ntb-untuk-pengembangan-ekonomi-syariah-dan-industri-halal?category=1.

Lombok, Radar. “Bank NTB Syariah Go Digital Pada Usia 59 Tahun.” 5 Juli, 2023. https://radarlombok.co.id/bank-ntb-syariah-go-digital-pada-usia-59-tahun-mengabdi-dengan-etika-bisnis-islami-dan-inklusivitas.html#google_vignette.

Menengah, Dinas Koperasi Usaha Kecil dan. “Klasifikasi UMKM Berdasarkan Kabupaten/Kota Di NTB.” https://data.ntbprov.go.id/group/dinas-koperasi-usaha-kecil-dan-menengah, 2022.

Muzan, Amrul, Nazla Fatimah Fatimah Hanani, and Riska Riska. “Konversi Perbankan Syariah Dari Konvensional Pada Bank Umum Milik Daerah Di Indonesia.” Islamic Business And Finance 3, no. 1 (2022): 15–31. https://doi.org/10.24014/ibf.v3i1.17392.

NTB, Bidang IKP Pemprov. “475 UMKM NTB Peroleh Sertifikat Halal.” 30 Januari, 2024. https://ntbprov.go.id/post/475-umkm-ntb-peroleh-sertifikat-halal#:~:text=475 UMKM NTB Peroleh Sertifikat Halal !,IKP - * Tue%2C 30 Jan 2024.

NTB, Dinas Perindustrian. “NTB Akan Punya Dua Kawasan Industri Halal.” 10 Januari, 2022. https://disperin.ntbprov.go.id/?p=1540.

NTB, Kemenkumham. “Kemenkumham NTB Dan Bank NTB Syariah Berkolaborasi Upayakan UMKM Naik Kelas.” 4 Oktober 2024, 2024. https://ntb.kemenkumham.go.id/berita-utama/kemenkumham-ntb-dan-bank-ntb-syariah-berkolaborasi-upayakan-umkm-naik-kelas.

Nurazlina, Luthfiah, and Hasbi Assidiki Mauluddi. “Dampak Faktor Eksternal Dan Faktor Internal Terhadap Perkembangan Bank Umum Syariah Di Indonesia The Impact of External and Internal Factors on the Development of Islamic Banks in Indonesia.” Journal of Applied Islamic Economics and Finance 1, no. 1 (2020): 97–108.

NusraMedia. “Kolaborasi Disperin NTB Dan BSI Mataram Bentuk Tim Percepatan Industri Halal.” 23 November, 2024. https://nusramedia.com/ekonomi-bisnis/kolaborasi-disperin-ntb-dan-bsi-mataram-bentuk-tim-percepatan-industri-halal-39921.html.

Pemerintah, Peraturan. Peraturan Pemerintah No 39 Tahun 2021 Tentang Penyelenggaraan Jaminan Produk Halal, n.d.

———. “Peraturan Pemerintah No 7 Tahun 2021,” n.d.

Sadad, Ahmad Musadad, Taufiqur Rahman, Risa Umami, and Ianatus Sholeha. “The Efforts of The Bangkalan Regency Government in Accelerating Halal Certification for MSMEs; Analysis of the Norm Escalation Theory-Islamic Good Governance.” Ijtihad 18, no. 1 (2024): 48–58. https://doi.org/10.21111/ijtihad.v18i1.11430.

Salman, Kautsar Riza, Entis Sutisna, Jana Siti Nor Khasanah, and Adolf Z.D. Siahay. “The Effect of the COVID-19 Pandemic on Profitability Performance and Maqashid Sharia Performance in Islamic Commercial Banks in the ASEAN Region.” Banks and Bank Systems 19, no. 3 (2024): 80–90. https://doi.org/10.21511/bbs.19(3).2024.08.

Satu, NTB. “Potret Kinerja Keuangan Bank NTB Syariah Pasca-Konversi.” NTB Satu Era Baru Jurnalisme, n.d. https://ntbsatu.com/2024/02/01/potret-kinerja-keuangan-bank-ntb-syariah-pasca-konversi.html.

Shandy Utama, Andrew. “Perkembangan Perbankan Syariah Di Indonesia.” UNES Law Review 2, no. 3 (2020): 290–98. https://doi.org/10.31933/unesrev.v2i3.121.

Silalahi, P R, I Imsar, and A Fattah. “Industri Halal Sebagai Solusi Peningkatan Pertumbuhan Ekonomi Di Nusa Tenggara Barat.” Jurnal Ilmiah Ekonomi Islam 10, no. 02 (2024): 1444–54. https://jurnal.stie-aas.ac.id/index.php/jei/article/view/12709.

Sofyan, Riyanto. “Laporan Perkembangan Pariwisata Ramah Muslim Daerah 2019-2020.” Jakarta, 2020.

Syariah, Bank NTB. “Produk Dan Layanan,” n.d. https://www.bankntbsyariah.co.id/?fbclid=PAZXh0bgNhZW0CMTEAAaaABCRiG0dtEMt-nXagET5bV2GPpOAJrfupo2sJXbUwAUVVoIIla6WHIak_aem_eZS9rRZE7b2h0GrCYLhJaw.

———. “Sejarah Bank NTB Syariah,” n.d. https://bankntbsyariah.co.id/Perusahaan/tentangBankNTBSyariah/sejarah-bank-ntb-syarah.

———. “UMKM Corner.” Mataram, n.d. https://bankntbsyariah.co.id/Umkm/handycraft.

Widuhung, Sisca Debyola, and Aris Machmud. “Sharia Banking Position in the Economic and the National Legal System.” International Journal of Social Service and Research 2, no. 9 (2022): 770–79. https://doi.org/10.46799/ijssr.v2i9.142.

Widyanti, Yosita Nur. “Bank Umum Syariah: Menyoal Konversi BPD.” 9 Juli, 2021. https://finansial.bisnis.com/read/20210709/90/1415697/bank-umum-syariah-menyoal-konversi-bpd.

Zed, Mestika. Metode Penelitian Kepustakaan. I. Jakarta: Yayasan Pustaka Obor Indonesia, n.d.

Downloads

Published

2025-12-29

Issue

Vol. 19 No. 2 (2025): Jurnal Ijtihad: Hukum dan Ekonomi Islam

Section

Articles

License

Copyright (c) 2025 Ijtihad

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.