Knowledgeable Leadership Amid Organizational Politics in the Struggle to Define Digital Transformation of MSME Human Resources

Authors

  • Djoko Prihatin asia
  • Fathorrahman Institut Teknologi dan Bisnis Asia Malang
  • Reza Ramadhania Institut Teknologi dan Bisnis Asia Malang

Keywords:

Knowledge-Oriented Leadership; Perceived Organizational Politics; e-HRM; Digital Transformation; MSMEs; Organizational Culture; Trust; IPA

Abstract

This study was conducted to determine the influence of loan amount and loan tenure on financing risk from the perspective of Sharia business. The research employed a quantitative approach. The population of this study consisted of PNM Mekaar customers in Jatimulyo Subdistrict, Jati Agung District. Data were collected using a purposive sampling technique involving 100 respondents. The criteria for respondents included being female, at least 20 years of age, and having been a customer for a minimum of one year. The analytical technique used was multiple linear regression to examine the relationship between the independent variables and the dependent variable, with the assistance of Smart-PLS 4 software. The findings indicate a positive and significant relationship between loan amount and loan tenure on financing risk within the Sharia business perspective.

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Published

2025-12-05

How to Cite

Prihatin, D., Fathorrahman, & Reza Ramadhania. (2025). Knowledgeable Leadership Amid Organizational Politics in the Struggle to Define Digital Transformation of MSME Human Resources. Al Tijarah, 11(2), 6–12. Retrieved from https://ejournal.unida.gontor.ac.id/index.php/altijarah/article/view/15372