Analysis of Family Financial Management: Maqâshid Sharîa Approach

Authors

  • Ria Nor Syaidatus Sofa Institut Agama Islam Tazkia
  • Murniati Mukhlisin Institut Agama Islam Tazkia

DOI:

https://doi.org/10.21111/al-iktisab.v4i2.5391

Keywords:

Family Financial Management, Maqâshid Sharîa, Imam al-Ghazali

Abstract

This study aims to determine factors that affect family financial management from the maqâshid syarī'ah approach according to Imam al-Ghazali. The predicted factors are family control, family financial education, spiritual quotient, consumption behavior and saving behavior. Data collected using questionnaires distributed through hard copy and online. 110 respondents were collected and analyzed using multiple linear regression. The results indicate that family financial education, consumption behavior and saving behavior have a significant effect on family financial management, while family control and spiritual quotient do not affect family financial management. This research contributes to the development of the maqâshid sharīa perspective in the field of family financial management.

References

Alkautsar, Zulfikar, and Meri Indri Hapsari. “Implementasi Pemahaman Konsumsi Islam pada Perilaku Konsumsi Konsumen Muslim”. Jurnal Ekonomi Syariah Teori dan Terapan, Vol. 1 No. 10, 2014.

Auda, Jasser. Membumikan Hukum Islam Melalui Maqâshid Syarî’ah. Terj. Rosidindan Ali Abd el Mun’im. Jakarta: Mizan, 2015.

Azzet, Akhmad Muhaimin. Mengembangkan Kecerdasan Spiritual bagi Anak. Yogyakarta : Katahati, 2010.

Boon, Tan Hui, et. al. “Financial Literacy and Personal Financial Planning in Klang Valley, Malaysia”. International Journal of Economics and Management, Vol. 5 No. 1, 2011.

CEA Insurance of Europe. The European Insurance and Reinsurance Federation (CEA). Source http://www.eesc.europa.eu/?i=portal.en.smo-database&fiche=49, retrieved October 19th, 2016.

Coley, Rebekah Levine, and Caitlin McPherran Lombardi. “Low-Income Women’s Employment Experiences and Their Financial, Personal, and Family well-being”. Journal of Family Psychology, Vol. 28 No. 1, 2014.

Dusuki, Asyraf Wajdi. “The Ideal of Islamic Banking: A Survey of Stakeholders’ Perceptions”. International Association for Islamic economics: Review of Islamic Economics, Vol. 11(Special Issue), 2007.

Farrell, Lisa, et. al. “The Significance of Financial Self-Efficacy in Explaining Women’s Personal Finance Behaviour”. Journal of Economic Psychology, Vol. 54, 2016.

Firdaus, Achmad. Maslahah Performa: Sistem Manajemen Kinerja Berbasis Maslahah, Vol. 2. Yogyakarta: K-Media, 2017.

Ghozali, Imam. Analisis Multivariate dengan Program SPSS, Vol. 4. Semarang: Badan Penerbit Universitas Diponegoro, 2006.

Ida, and Cinthia Yohana Dwinta. “Pengaruh Locus of Control, Financial Knowledge, Income Terhadap Financial Management Behavior”. Jurnal Bisnis dan Akuntansi, Vol. 12 No. 3, 2010.

Inggriani, Lutfia, and Muhammad Nafik HR. “Bagaimana Peran Istri dalam Mencapai Maqâshid Syarî’ah: Istri Sebagai Manajer Keuangan”. Jurnal Ekonomi Syariah Teori dan Terapan, Vol. 2 No. 12, 2015.

Ismail, Nurizal. Maqâshid Syarî’ah dalam Ekonomi Islam. Yogyakarta: Smart WR, 2014.

Jauhar, Ahmad al-Mursi Husain. Maqâshid Syarî’ah. Jakarta: Amzah, 2009.

Khalida, Jihan, et. al. “Analisis Pengaruh Faktor-Faktor Psikologi Konsumen Terhadap Keputusan Pembelian”. Jurnal Administrasi Bisnis (JAB), Vol. 35 No. 1, 2016.

Marwati, Resti Desi. “Faktor-Faktor yang Mempengaruhi Perilaku Menabung Mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta”. Jurnal Pendidikan dan Ekonomi, Vol. 7 No. 5, 2018.

Mien, Nguyen Thi Ngoc, and Tran Phuong Thao. “Factors Affecting Personal Financial Management Behaviors : Evidence from Vietnam”. Proceedings of the Second Asia-Pacific Conference on Global Business, Economics, Finance and Social Sciences (AP15Vietnam Conference), 2015.

Mutakin, Ali. “Teori Maqâshid Al Syarî’ah dan Hubungannya dengan Metode Istinbath Hukum”. Kanun: Jurnal Ilmu Hukum, Vol. 19 No. 3, 2017.

Potrich, Ani Caroline Grigion, et. al. “Development of a Financial Literacy Model for University Students”. Management Research Review, Vol. 39 No. 3, 2016.

Qamar, Muhammad Ali Jibran, et. al. “How Knowledge and Financial Self-Efficacy Moderate the Relationship between Money Attitudes and Personal Financial Management Behavior”. European Online Journal of Natural and Social Sciences, Vol. 5 No. 2, 2016.

Rahman, Nurdin, et. al. “Faktor-Faktor yang Berhubungan dengan Perilaku Makan pada Remaja SMA Negeri 1 Palu”. Jurnal Preventif, Vol. 7 No.1, 2016.

Sabri, Mohamad Fazli. Graduate Theses and Dissertations - Pathways to Financial Success: Determinants of Financial Literacy and Financial well-being among Young Adults. Iowa: Iowa State University, 2011.

Sabri, Mohamad. Fazli, et. al. “Financial Behavior and Problems among College Students in Malaysia: Research and Education Implication”. Consumer Interest Annual, Vol. 54, 2008.

Sari, Lusi Ratna. “Sikap Konsumen the Body Shop® Surabaya Terhadap Pesan dalam In-Store Media Beauty with Heart”. Jurnal E-Komunikasi, Vol. 1 No. 2, 2013.

Shidiq, Ghofar. “Teori Maqāṣhid Al-Syari‘ah dalam Hukum Islam”. Jurnal Sultan Agung, Vol XLIV No. 118, 2009.

Sina, Peter Garlans, and Andris Noya. “Pengaruh Kecerdasan Spiritual Terhadap Pengelolaan Keuangan Pribadi”. Jurnal Manajemen, Vol. 11 No. 2, 2012.

Sirine, Hani, and Dwi Setiyani Utami. “Faktor-Faktor yang Memengaruhi Perilaku Menabung di Kalangan Mahasiswa”. Jurnal Ekonomi dan Bisnis, Vol. 19 No. 1, 2016.

Solomon, M. R. Consumer Behavior (Buying, Having, and Being), Ninth Edition. New Jersey: Pearson Education.Inc, 2011.

Syaparuddin. “Pengelolaan Keuangan Keluarga Secara Profesional dalam Mewujudkan Keluarga Sakinah”. Al-Risalah: Jurnal Hukum Keluarga Islam, Vol. 1 No. 1, 2014.

Tamanni, Luqyan, and Murniati Mukhlisin. Sakinah Finance: Solusi Mudah Mengatur Keuangan Keluarga Islami. Solo: Tinta Medina, 2013.

Wijayanti, et. al. “Pengaruh Jenis Kelamin, IPK, dan Semester Terhadap Literasi Keuangan Mahasiswa Prodi S1 Ekonomi Pembangunan Universitas Negeri Malang”. JPE: Jurnal Pendidikan Ekonomi, Vol. 9 No. 1, 2016.

Xiao, Jing Jian, and Nilton Porto. “Financial Education and Financial Satisfaction: Financial Literacy, Behavior, and Capability as Mediators”. International Journal of Bank Marketing, Vol. 35 No. 5, 2017.

Yushita, Amanita Novi. “Pentingnya Literasi Keuangan bagi Pengelolaan Keuangan Pribadi”. Nominal, Vol. 6 No. 1, 2017.

Yusuf, Syamsu, and Juntika Nurihsan. Landasan Bimbingan & Konseling. Bandung : Remaja Rosdakarya, 2010.

Zohar, Danah, and Ian Marshall. SQ-Spiritual Intelligence, the Ultimate Intelligence. Bloomsbury: London, 2002.

Downloads

Published

2020-12-31

How to Cite

Sofa, Ria Nor Syaidatus, and Murniati Mukhlisin. 2020. “Analysis of Family Financial Management: Maqâshid Sharîa Approach”. AL-IKTISAB: Journal of Islamic Economic Law 4 (2):79-109. https://doi.org/10.21111/al-iktisab.v4i2.5391.

Issue

Section

Articles