An Analysis of Mudhrabah Contract, Profit Sharing Rate, and Grant (Hibah) of Mudharabah Influence Customer’s Interest to do Saving Case Study: Muamalat Bank, Sragen Branch in 2017

Imam Kamaluddin, Eko Nur Cahyo, Finis Triani

Abstract

The purpose of this research is to analyze the influence of mudharaba contract, profit
sharing rate and grant of mudharabah muthlaqah contract on customer’s interest to do saving
and to ascertain how the mechanism of grant distribution on the mudharabah muthlaqah
contract in Muamalat Bank of Indonesia, branch of Sragen. The findings are that Mudharaba
Contract, Profit Sharing Rate and Grant on the Mudharabah contract, had influenced the
customer’s interest to do saving in Muamalat Bank. Resulted that F test had shown F point as
much as 2,783 with significant point as much as 0,165 more than 0.05, while determination
coefficient was shown by R2 as much as 0.093 or 9,3% had influenced on the customer’s
interest to do saving, while the 90,7% had influenced by other factor.

Keywords

Mudharaba; Profit Sharing; Grant; Customer’s Interest; Muamalat Bank of Indonesia

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