Kusumanisita, A. I. ., Anugrah, R. I., & Taufiq Affandi, M. (2023). Determinant of Consumer’s Decision to Use Islamic Saving Account in Bank Syariah Indonesia Post Merger in 2021 Period. Al Tijarah, 9(1), 1–13. https://doi.org/10.21111/at.v9i1.7951