Edi Supriyanto, D.A., Nafia Ilhama Qurratu’aini and Wahyu Eko Pujianto 2025. The Influence of Financial Literacy and Financial Attitudes on Financial Management of UMKM Cracker Owners in Sidoarjo. Al Tijarah. 10, 1 (Jun. 2025), 97–112. DOI:https://doi.org/10.21111/at.v11i1.14305.