Gauging Customer Sentiment Regarding Indonesian Islamic Digital Banks

Authors

  • Tate Agape Bawana University of Malaya, Malaysia
  • Fadillah Mansor University of Malaya, Malaysia (Corresponding Author)
  • Kamaruzaman Noordin University of Malaya, Malaysia

DOI:

https://doi.org/10.21111/aliktisab.v8i2.12838

Keywords:

Islamic Digital Bank, Islamic Finance, Customer Experience, Digital Adoption, Sentiment Analysis

Abstract

The convergence of established Islamic finance and digital platforms has led to the emergence of Islamic digital banking. This study examines the potential and challenges of Islamic digital bank operations in Indonesia, focusing on evolving customer experiences. Data was collected from Instagram comments of Bank Aladin Syariah and Bank Jago Syariah, two Indonesian Islamic digital banks, using Apify Instagram comment scrapper and Python. The analysis revealed a predominantly neutral to positive sentiment, indicating the growing success and societal benefits of Islamic digital banks in Indonesia. However, challenges related to technology infrastructure, sharia compliance, and service quality remain. This study offers a novel perspective on the intersection of customer sentiment analysis, Islamic banking, and the Indonesian digital landscape.

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Published

2024-11-02

How to Cite

Bawana, Tate Agape, Fadillah Mansor, and Kamaruzaman Noordin. 2024. “Gauging Customer Sentiment Regarding Indonesian Islamic Digital Banks”. AL-IKTISAB: Journal of Islamic Economic Law 8 (2):101-18. https://doi.org/10.21111/aliktisab.v8i2.12838.

Issue

Vol. 8 No. 2 (2024)

Section

Articles

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Copyright (c) 2024 Tate Agape Bawana, Fadillah Mansor, Kamaruzaman Noordin

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