Signifikansi Penerapan Literasi Ekonomi Islam di Perguruan Tinggi: Kajian Teoritis

Authors

  • Ahmad Lukman Nugraha Unversitas Darussalam Gontor
  • Arie Rachmat Sunjoto Universitas Darussalam Gontor
  • Adib Susilo Islamic International University Malaysia

DOI:

https://doi.org/10.21111/iej.v5i1.3680

Keywords:

Keywords, Literacy, economic literacy, Islamic economic literacy.

Abstract

Literacy at higher education institutions in Indonesia is at a low level where BPS 2018 data states that of the total Indonesian population aged 15 years and over who participated in higher education at 18.59% of the pure enrollment rate at the level of education in Indonesia. That means that Indonesians who continue their education to a higher level are lower than those who go straight to work after graduating from high school. The low level of literacy in general, is in line with the low economic literacy and Islamic economics, especially at Islamic higher education institutions. This is proven by the low knowledge of students about financial literacy that has an impact on individual financial management. Based on the background of the problem, the significance of Islamic economic literacy at universities in Indonesia needs to be studied and researched both theoretically and practically. Therefore, the purpose of this study is to describe the significance of literacy in higher education institutions in Indonesia. The method used in this research is descriptive qualitative with a literature approach used to study theories related to literacy so that it can emerge as to the significance of Islamic economic literacy in universities. The results of this study found that economic literacy is absolute necessity so students can compete globally and even become world-class inventors. But economic literacy alone is not enough, there needs to be values that keep economic activity on track in accordance with religious norms. Therefore, the literacy of Islamic economics in all aspects is an urgency that needs to be considered by individuals and educational institutions to be able to encourage people to help each other in economic independence with students as literacy agents.

References

Adam, ”Rendahnya Budaya Literasi Berdampak Pada Produktifitas Bangsa,” sumber dari: http://www.umm.ac.id/id/muhammadiyah/12800.html, diakses pada 15 Juni 2019.Ahmad, K. 2004. “The Challenge Of Global Capitalism: An Islamic Perspective.” Policy Perspectives. 1(1).Amelia, Povi. 2018. “Tingkat Literasi Ekonomi di Kalangan Pengusaha Mikro Kecil di Kecamatan Kota Gede Yogyakarta.” Skripsi Universitas Sanata Dharma. Yogyakarta: tidak diterbitkan. Anto, H. 2003. Pengantar Ekonomi Mikro Islami. Yogyakarta: Ekonisia.BPS Indonesia, ”Indikator Pendidikan Tahun 1994-2018,” sumber dari: https://www.bps.go.id/statictable/2010/03/19/1525/indikator-pendidikan-1994-2018.html. Diakses pada tanggal 15 Juni 2019.Budiwati, Neti. 2014. “Analisis Literasi Ekonomi dan Perilaku Konsumen: Survey pada Guru SMA di Kota Bandung.” Disertasi Universitas Pendidikan Indonesia. Bandung: tidak diterbitkan.Burkhardt, G., Monsour, M., Valdez, G., Gunn, C., Dawson, M., Lemke, C., ...& Martin, C. 2003. enGaunge 21st Century Skills: Literacy in The Digital Age. North Central Regional Educational Laboratory and the Metiri Group.Creswell, J. W. (2017). Research Design: Pendekatan Metode Kualitatif, Kuantitatif, dan Campuran. Yogyakarta: Pustaka Pelajar.Darmadi. 2018. MEMBACA YUUUK...! ”Strategi Menumbuhkan Minat Baca Pada Anak Sejak Usia Dini.” Bogor: Guepedia.com.Devega, Evita. “TEKNOLOGI Masyarakat Indonesia: Malas Baca Tapi Cerewet di Medsos,” sumber dari: https://www.kominfo.go.id/content/detail/10862/teknologi-masyarakat-indonesia-malas-baca-tapi-cerewet-di-medsos/0/sorotan_media. Diakses pada tanggal 9 Juni 2019.Fatullah, Moh. Fauzan. 2018. ”Perintah Literasi dalam Perspektif Al-Qur’an dan Relevansinya Terhadap Program Nawacita “Indonesia Pintar.”Skripsi Universitas Islam Negeri Sunan Ampel Surabaya. Surabaya: tidak diterbitkan.Fauzia, I. Y., & Riyadi A. K. 2014. Prinsip Dasar Ekonomi Islam Perspektif Maqashid Syariah. Jakarta: Kencana.Hakim, L. 2012. Prinsip-Prinsip Ekonomi Islam. Jakarta: Erlangga.Huda, Nurul., et.al. 2008. Ekonomi Makro Islam: Pendekatan Teoritis. Jakarta: Kencana.Jappeli, T. 2009. “Economic Literacy: An International Comparasion.” CSEF Working Paper 238, Centre For Studies in Economics and Finance (CSEF). Italy: University of Naples.Juliana., Ulfah, M., & Syahrudin, H. 2014. “Pengaruh Literasi Ekonomi Terhadap Perilaku Konsumsi Mahasiswa Pendidikan Ekonomi FKIP UNTAN.” Jurnal Pendidikan dan Pembelajaran Khatulistiwa. 3(3).Kanserina, D., Haris, I. A., & Nuridja, I. M. 2015. ”Pengaruh Literasi Ekonomi dan Gaya Hidup Terhadap Perilaku Konsumtif Mahasiswa Jurusan Pendidikan Ekonomi Universitas Pendidikan Ganesha Tahun 2015.” Jurnal Pendidikan Ekonomi Undiksha. 5(1).Kementerian Pendidikan dan Kebudayaan. ”Kamus Besar Bahasa Indonesia edisi V (daring),” sumber dari: https://kbbi.kemdikbud.go.id/entri/literasi, diakses pada tanggal 10 Juni 2019.Khan, M. A. 1984. “Islamic Economics: Nature and Need.” Journal of King Abdulaziz University: Islamic Economics. 1(2).Kotte, D., & Witt, R. 1995. Chance and Challenge: Assessing Economic Literacy. Reflections on educational achievement. Papers in Honor of T. Neville Postlethwait. Waxmann, Münster.Mannan, M. A. 1983. “Islamic Economics as A Social Science: Some Methodological Issues. Journal of King Abdulaziz University: Islamic Economics. 1(1).Margaretha, F., & Pambudhi, R. A. 2015. ”Tingkat Literasi Keuangan Pada Mahasiswa S-1 Fakultas Ekonomi.” Jurnal Manajemen Dan Kewirausahaan, 17(1).Markow, D., & Bagnaschi, K. 2005. “What American Teen’s & Adult Know Abaout Economics.” The Harris Poll. National Council on Economic Education.Marshall, Alfred. 1890. Principles of Political Economy. Vol. 1. [8th ed.] London: Macmillan.Mathews, L. G. 1999. “Promoting Economic Literacy: Ideas for Your Classroom.” Paper Prepared for the 1999 AAEA Annual Meeting Nashville. Tennessee.Mendari, A. S. & Kewal, S. S. (2013). Tingkat Literasi Keuangan di Kalangan Mahasiswa STIE Musi. Journal Ekonomia, 9(2).Merriam-Webster. “literacy,” sumber dari: https://www.merriam-webster.com/dictionary/literacy. diakses pada tanggal 8 Juni 2019.Miller, J. W., McKenna, M. C. 2016. World Literacy How Countries Rank and Why It Matters. New York: Roultledge.Mullis, I. V., Kenneddy, A. M. Martin, M. O., & Sainsbury, M. 2004. PIRLS 2006 Assessment Framework and Specifications: Progress in International Reading Literacy Study. Boston Collage: TIMSS & PIRLS International Study Center.NCEE. “Take The Quiz,” sumber dari: https://www.councilforeconed.org/news-information/economic-literacy-quiz/, diakses pada tanggal 3 Juni 2019.Nuraeni. 2015. “Pengaruh Literasi Ekonomi, Kelompok Teman Sebaya, Dan Kontrol Diri Terhadap Perilaku Pembelian Impulsif Untuk Produk Fashion Pada Mahasiswa Fakultas Ekonomi Universitas Negeri Yogyakarta.” Skripsi Uiversitas Negeri Yogyakarta. Yogyakarta: tidak diterbitkan.Otoritas Jasa Keuangan, “Siaran Pers: OJK: Indeks Literasi dan Inklusi Keuangan Meningkat,” sumber dari: https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Siaran-Pers-OJK-Indeks-Literasi-dan-Inklusi-Keuangan-Meningkat.aspx, diakses pada tgl. 18 Juni 2019.Otoritas Jasa Keuangan. “Survei Nasional Literasi dan Inklusi Keuangan 2016,” sumber dari: https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Documents/Pages/Siaran-Pers-OJK-Indeks-Literasi-dan-Inklusi-Keuangan-Meningkat/17.01.23%20Tayangan%20%20Presscon%20%20nett.compressed.pdf, diakses pada tgl. 17 Juni 2019.Pakistianingsih, Arini. 2014. Surabaya Sebagai Kota Literasi. Surabaya: Pelita Hati.PISA, “Programme for International Student Assessment: PISA Result in Focus 2015,” sumber dari: https://www.oecd.org/pisa/pisa-2015-results-in-focus.pdf, diakses pada tanggal 10 Juni 2019.Putong, Iskandar. 2010. Economics Pengantar Mikro Dan Makro. Jakarta: Mitra Wacana Media.Samuelson, Paul Anthony. 2003. IlmuMikro Ekonomi. terj. Nur Rosyidah, dkk. Jakarta: Media Global Edukasi.Sari, E. S., & Pujiono, S. 2017. ”Budaya Literasi di Kalangan Mahasiswa FBS UNY.” LITERA, 16(1).Sari, Esti Swastika., & Pujiono, Setyawan. 2017. “Budaya Literasi Di Kalangan Mahasiswa FBS UNY.” LITERA. 16(1).Sina, P. G. 2012. “Analisis Literasi Ekonomi.” Jurnal Economia. 8(2).Supriyanto, S. 2016. ”Pengaruh Kegiatan Ekstrakurikuler, Percaya Diri dan Literasi Ekonomi Terhadap Minat Berwirausaha Siswa SMPN di Surabaya.” Jurnal Ekonomi Pendidikan dan Kewirausahaan. 4(2).Walstad, W. B., Rebeck, K., & Butter, R. B. 2013. Test of Economic Literacy Examiner’s Manual. 4 ed. New York: The Council for Economic Education.

Downloads

Published

2019-06-30

Issue

Vol. 5 No. 1 (2019)

Section

Articles