Islamic Business and Management Journal

Analysis of the Effectiveness of QRIS Usage on Sales Transactions and Service Quality at C’Bezt Fried Chicken Sidenreng Rappang

Annisa Azsyahra Nawir — 2025-12-04

This study aims to analyze the effectiveness of using the Quick Response Code Indonesian Standard (QRIS) in sales transactions at C’Bezt Fried Chicken Sidrap. QRIS, as a QR code standard developed by Bank Indonesia, is designed to simplify, accelerate, and enhance the security of digital payment transactions. This study employs a qualitative approach with data collection methods consisting of observation, interviews, and documentation. The data were analyzed using the NVivo application to assess the effectiveness of QRIS usage on service quality at C’Bezt Fried Chicken Sidrap. The effectiveness of QRIS was evaluated based on four main indicators: target accuracy, program socialization, goal achievement, and program monitoring. The results indicate that QRIS usage facilitates transactions by 66.04%, improves payment system efficiency by 49.05%, and reduces the risk of cash management errors by 36.63%. Furthermore, QRIS provides significant benefits for both customers and sellers by accelerating the payment process and improving service quality. This research offers both theoretical and practical contributions in understanding the effectiveness of digital payment methods and serves as a reference for business practitioners who wish to adopt similar technologies to enhance their services and business competitiveness.

Fraud Analysis in Village Financial Management in Sumberberas Village, Muncar District, Banyuwangi Regency

Anni Latifah — 2025-12-05

Cases of fraud in village financial management in Indonesia continue to increase in line with the growing allocation of village funds following the enactment of Law Number 6 of 2014, including in Sumberberas Village, Muncar District, Banyuwangi Regency, which once became the focus of public attention regarding alleged irregularities. This study aims to identify the forms of fraud, analyze the causal factors, and evaluate the preventive efforts. The method used is descriptive qualitative, with in-depth interviews involving the Village Head, Village Secretary, Village Treasurer, and Head of the Village Consultative Body (BPD), as well as documentation and observation. The results indicate the presence of fraud in the form of falsification of Payment Request Letters (SPP), non-transparent asset leasing, and diversion of funds to personal accounts. The causal factors, in line with the Fraud Triangle Theory, include pressure (economic needs, consumptive lifestyle), opportunity (weak internal control), and rationalization (justification of wrongdoing). Preventive efforts include transparency, internal supervision, administrative firmness, and complete documentation. The study concludes that fraud arises from a combination of internal and external factors, thereby requiring village governance that is more transparent, accountable, and participatory.

Strengthening the Creative Economy and Family Welfare Empowerment Through Lamaholot Ikat Weaving Enterprises

Mudmainna — 2025-10-30

This study aims to optimize the sustainability of the Lamaholot ikat weaving business, focusing on strengthening the creative economy and empowering family welfare, while preserving the cultural heritage of the Lamaholot community. The research employs a descriptive qualitative method with interviews as the primary approach. Considering the high cultural value and the environmental and marketing challenges faced by ikat weavers in Boleng Village, Ile Boleng District, East Flores Regency, data were collected through observation, documentation, and in-depth interviews with weavers and business actors. The data were analyzed qualitatively to identify strategies for enhancing the creative economy, empowering family welfare, and developing the capacities of business actors through training in design innovation, product diversification, resource management, and the utilization of technology for online marketing. The findings indicate that empowering business actors, particularly women and young people, not only improves family income and living standards but also promotes the preservation of cultural values embedded in each ikat motif. The study also highlights challenges posed by globalization and modern market competition, which necessitate adaptive innovation in motif development and marketing strategies. These findings contribute to the understanding of culture-based creative economy development and family empowerment at the community level.

Seismic Vulnerability Analysis of Public Facility Buildings Using The Psha Approach For Detailed Spatial Planning (Case Study: Bawean Earthquake)

Sumber Harto — 2025-11-06

Indonesia, located along the Pacific Ring of Fire, faces high seismic risk that threatens infrastructure and public safety. This study analyzes the seismic vulnerability of public facility buildings using the Probabilistic Seismic Hazard Analysis (PSHA) approach to support risk-based detailed spatial planning in Bawean Island, East Java. The 6.5 Mw earthquake that struck near Bawean on March 22, 2024, caused severe damage to houses and public facilities, emphasizing the region’s seismic susceptibility. PSHA results show that Bawean has a high seismic hazard triggered by the reactivation of shallow crustal faults in the Java Sea. The Peak Ground Acceleration (PGA) for a 475-year return period ranges from 0.1g to 0.3g, while short-period Spectral Acceleration (SA 0.2s) reaches 0.48–0.67g in northern areas. High ground-motion amplification (Ao > 1.5) over soft alluvial deposits increases vulnerability, particularly for low-rise rigid structures such as hospitals and schools. The study recommends microzonation-based spatial planning, structural retrofitting of existing public facilities, and the establishment of a localized earthquake-resistant building code to enhance Bawean’s disaster resilience.

The Role of Good Corporate Governance Mechanisms in Enhancing Earnings Quality of Islamic Commercial Banks in Indonesia: A Panel Data Analysis

Ahmad Suminto Suminto — 2025-11-14

This study aims to see the effect of Good Corporate Governance on earnings quality. This research is a quantitative study with a descriptive correlational approach. The population used in this study consists of Islamic Commercial Banks that are actively operating in Indonesia within the 5 years from 2019 to 2023, with a sample of 10 Islamic Commercial Banks selected using a purposive sampling technique. The data used is secondary data, namely, data obtained from annual reports published by each bank. Hypothesis testing was conducted using panel data regression analysis with EViews 12. The independent variables used in this study are the Independent Board of Commissioners, Board of Directors, Sharia Supervisory Board, and Audit Committee, which are examined in relation to Good Corporate Governance and earnings quality as the dependent variables. The results of this study indicate that, partially, the variables of the Independent Board of Commissioners and the Board of Directors have a positive and significant effect on earnings quality, while the Sharia Supervisory Board and Audit Committee do not significantly affect earnings quality. Simultaneously, the Good Corporate Governance variable has a significant positive effect on earnings quality.

The Influence of Viral Marketing and Product Quality on Repurchase Intention with Customer Satisfaction as a Mediating Variable: A Case Study of Skintific

Manzilah Ar Rohmah — 2025-11-17

This study aims to examine the impact of viral marketing and product quality on repurchase intention with customer satisfaction as a mediating variable, through a case study on Skintific products. The methodology used is a quantitative approach, the population in this study are all consumers who have purchased skintific products whose number is unknown, the sampling technique is non-probability sampling. The number of samples in this study is 180 respondents who have used Skintific products. The findings of this study indicate that viral marketing has a positive and significant impact on repurchase intention and also on customer satisfaction. In addition, product quality also has a significant impact on repurchase intention, as well as customer satisfaction. Customer satisfaction plays a significant mediator in the relationship between viral marketing and product quality on repurchase intention. The results of this study contribute a theoretical understanding of the interaction between these variables and provide practical contributions to skintific products for companies in designing effective marketing strategies.

The Influence of Emotional Intelligence on Performance Mediated by Organizational Commitment among Inpatient Nurses at Dr. Johannes Leimena Hospital Ambon

Harvey Hiarley — 2025-11-19

This study aims to analyze the effect of emotional intelligence on the performance of nurses at Dr. Johannes Leimena Hospital Ambon, both directly and through organizational commitment as a mediating variable. Using a quantitative approach with a sample of 40 respondents determined by the Slovin formula, data were analyzed using Partial Least Squares (SmartPLS 3.0). The results show that emotional intelligence has a positive and significant effect on performance (coefficient = 0.396; p-value = 0.026; t-statistic = 2.227) and on organizational commitment (coefficient = 0.770; p-value = 0.000; t-statistic = 8.207). Furthermore, organizational commitment has a positive and significant effect on performance (coefficient = 0.603; p-value = 0.001; t-statistic = 3.488) and mediates the relationship between emotional intelligence and performance (coefficient = 0.464; p-value = 0.002; t-statistic = 3.091). These findings indicate that emotional intelligence not only directly improves nurse performance but also indirectly through strengthening organizational commitment.

Determinants of Labor Force Participation in the Agricultural Sector: Evidence from Maluku Province, Indonesia

Muhammad Bugis — 2025-11-19

This study examines the key determinants influencing labor force participation in the agricultural sector of Maluku Province during the period 2015–2024. The research focuses on three main variables: agricultural Gross Regional Domestic Product (GRDP), agricultural land area, and provincial minimum wage. The agricultural sector in Maluku plays a vital role in absorbing the labor force, particularly in rural areas, yet it continues to face challenges such as land conversion, mechanization, and price fluctuations. Employing a quantitative approach, this study utilizes multiple linear regression analysis to evaluate the impact of these variables on labor force participation in the agricultural sector. The empirical findings reveal that agricultural GRDP, agricultural land area, and provincial minimum wage have a significant effect—both partially and simultaneously—on the level of labor force participation. These results underscore the strategic importance of strengthening regional economic policies aimed at improving agricultural productivity, labor absorption, and rural welfare in Maluku Province.

Management Strategies in Educational Promotion to Increase Student Enrollment at SMK Bahari Cilegon Abadi, Cilegon

Salefudin — 2025-11-20

This study aims to analyze the effectiveness of promotional marketing strategies in increasing student enrollment at SMK Bahari Cilegon Abadi. Using a qualitative descriptive approach, data were collected through observation, in-depth interviews, and documentation to obtain a comprehensive understanding of the school’s promotional activities. The findings reveal that the institution implements four main strategies: personal selling, through school visits (Road to School programs) to build relationships with junior high schools; mass selling, via brochures, banners, and social media advertising; sales marketing, emphasizing excellent service and a positive first impression for prospective students and parents; and public relations, by establishing partnerships with industries and community organizations. Additionally, digital platforms such as TikTok, YouTube, Instagram, Facebook, and the school’s official website play a crucial role in expanding the school’s visibility and reputation. Other supporting strategies include providing scholarships, organizing inter-school competitions, and showcasing student projects to attract new learners. The study concludes that an integrated and consistent promotional strategy combining both online and offline approaches significantly enhances public awareness, builds trust, and contributes to maintaining stable student enrollment levels at SMK Bahari Cilegon Abadi.