Hikmatul Aliyah, Nora Azmia, and Gheny Syahdiany. “Optimizing Shariah Bank Financing Portfolios: Efficient Contract Combinations in Indonesia”. Proceedings of Femfest International Conference on Economics, Management, and Business, vol. 2, Mar. 2024, pp. 173-86, https://ejournal.unida.gontor.ac.id/index.php/FICCOMSS/article/view/11755.